Who We Are
At Vine Financial Inc., we believe that commercial lending is due to be more seamless, more collaborative, and as relationship-driven as the the financial institutions we serve. Vine Financial Inc.’s founders are driven by a shared legacy of innovation and a passion for transforming financial services. With a proven track record of revolutionizing digital banking, we’re applying this expertise to the world of commercial lending – starting from the ground up.
We are proud to call Austin, Texas, home.
Our Mission
We are on a mission to revolutionize the commercial lending landscape. Our platform automates the entire lending process, empowering credit teams to complete a week’s worth of work in just one hour. By using AI to streamline decision-making, Vine helps lenders make faster, more accurate decisions, ultimately driving productivity and growth.
Our mission is not just about providing technology; it’s about solving real problems. We build tools that enhance the efficiency, accuracy, and competitiveness of financial institutions, allowing them to focus on what matters most – building relationships and growing their businesses.
Leadership Team
David Eads
CEO & Co-Founder
David is a serial entrepreneur with a strong blend of business and technology expertise. David values building strong relationships with clients, employees, and partners as key drivers of success. With extensive experience in software solutions for financial services, e-commerce, and energy, David has led teams to create businesses that help clients succeed.
John O’Shaughnessy
CTO & Co-Founder
John is a seasoned FinTech CTO with extensive technical experience in mobile banking. He played a pivotal role in growing and integrating the Gro Digital Marketing Platform into Q2’s product portfolio, enabling banks and credit unions to acquire and engage customers more effectively. Now at Vine Financial Inc., John focuses on developing innovative cloud-based lending solutions tailored to the needs of financial institutions.
Justin O’Brien
Head of Sales
With over 18 years of experience in financial services, Justin specializes in delivering data connectivity and lending solutions across diverse sectors. As Head of Sales at Vine Financial Inc., he focuses on generating new business, building strategic partnerships, and providing consultative guidance, while driving product innovation and growth for both the company and its clients.
Core Values
Innovation & Holistic Approach
We believe in creating comprehensive, end-to-end solutions that address every stage of the lending lifecycle. Our platform is built with the future in mind, designed to evolve as the industry and your needs evolve.
Customization & Flexibility
One size does not fit all. Vine is built on the idea that solutions should adapt to the unique requirements of each institution. Our platform is flexible, ensuring seamless alignment with your specific needs.
Collaboration & Relationship Building
Successful lending is built on trust and partnerships. We prioritize collaboration—both within our team and with our clients. Our approach ensures that borrowers and lenders can work together more efficiently and effectively.
Scalability with Quality
As your business grows, Vine grows with you. Our platform is designed to scale alongside your financial institution, maintaining high standards of efficiency, transparency, and risk management, even as your loan origination volume increases.
Our Vision
We envision a future where commercial lending is seamless, collaborative, and relationship-driven. At Vine, we are committed to empowering financial institutions and lenders to unlock their full potential through technology. By building a flexible, scalable platform from the ground up, we’re giving lenders the tools they need to thrive in an ever-evolving market.
Get In touch
Leave us a message
Headquarters
701 Tillery Street #12 #31
Austin, TX 78702
Secondary Location
222 Church Street 203-B
Charlotte, NC 28202
Email Address
info@vinefin.com
Phone Number
512-893-4414
