Reimagined Simplified Collaborative Flexible Integrated Configurable Innovative Scalable

Commercial Lending

Boost revenue growth through accelerated commercial lending underwriting.

Vine’s innovative platform empowers 5x faster decisions, 30% enhanced accuracy and significant productivity gains.

Built From the Ground Up.

Lending Accelerator

Vine uses AI to read tax returns and put the data into a spreading template tailored for you. Once you're done spreading and writing your narratives, Vine generates credit memos, periodic credit reviews, and other documents. Like the spreading templates, these documents are configurable so they are familiar to your approval committee.

No Third-Party CRM Licenses Required

Vine doesn't require expensive Salesforce or CRM licenses, unlike other lending platforms. Owning our own technology lets us innovate more, implement faster, and save you money.

Open for Integrations + Innovation

Vine is built from the ground up on AWS. In addition to world-class security and performance, this means we continue to add integrations into a variety of services including core banking systems, credit bureaus, and risk management services.

Finovate Demo



Watch our demo from
Finovate Fall in NYC
September 2024.

Features

Financial Spreading

Focus on what matters instead of data entry. Vine’s configurable spreading templates let you underwrite deals your way. Configurable conditional formatting lets you highlight key metrics when numbers don’t balance or ratios are outside policy.

Generate Docs

Automatically generate key documents like credit memos, periodic credit reviews, term sheets and more. 

AI Powered

Vine uses AI let humans focus on what they do best. Vine uses AI to read tax returns, understand the meaning of the values, and populate the data into your preferred format for spreading financials.

Mass Configurability

Customize the platform to fit your institutions unique deal structures, workflows, and loan types, allowing you to enhance operational agility.

Lead Generation

Generate leads from your website and encourage borrowers to start uploading necessary documentation

Data Integrations

Third-party integrations are not required, but our platform allows you to integrate into a variety of services such as core banking systems, credit bureaus, and risk management services.

Benefits

Revenue Growth and Better Service

Get decisions to borrowers 5X faster and 30% more accurately. Strengthening relationships with great service and beat out competitive lenders for the best loans.

Efficiency and Time Savings

Automated AI features like document reading and financial spreading drastically cut down manual data entry, expediting loan origination and enhancing overall efficiency.

Collaboration and Transparency

The platform fosters collaboration among all stakeholders, including financiers, borrowers, underwriters, and more. Thus, improving the overall experience for everyone involved.

Configuration and Adaptability

Financial institutions can tailor the platform to their specific needs, allowing for flexible loan workflows that accommodate various loan types and deal structures.

Seamless Integrations and Cloud Hosting

Hosting on AWS allows you to easily integrate with a variety of services, including core banking systems, credit bureaus, and risk management services, and more.

Quick Implementation and Cost Efficiency

We support quick and easy implementations and do not require additional purchases of third-party solutions. This eliminates the need for substantial upfront investments and ensures a swift start to enhanced lending operations.

Ready to Experience the Future of Commercial Lending?

The Future Starts Here. Elevate Lending With Vine.