Reimagined Simplified Collaborative Flexible Integrated Configurable Innovative Scalable
Commercial Lending
Vine is a collaborative lending platform designed to streamline every facet of your lending operations. With AI, cloud-hosted accessibility, and simple implementation, we eliminate the need for manual data entry, lengthy setups or additional third-party purchases.
Built From the Ground Up.
End-to-End Solution
Vine handles all aspects of the loan lifecycle from origination, underwriting, credit memo generation, portfolio management, and more, eliminating the need for fragmented solutions. This unified approach optimizes the entire lending process, enabling you to efficiently serve your borrowers.
No Third-Party Licenses Required
We seamlessly incorporate a comprehensive array of features, eliminating the need for any third-party licenses to fully benefit from the platform.
Open for Integrations + Innovation
Our solution is hosted on AWS, that allows you to add integrations into a variety of services including core banking systems, credit bureaus, and risk management services.
Features
Financial Spreading
Reduce the amount of time you spend on data entry by automating the document upload and reading process with AI.
Full Lifecycle Management
Vine covers every stage of the lending lifecycle, covering everything from lead generation, through loan origination, closing, periodic reviews, and more.
AI Powered
Hosting on AWS, with AI, gives us access to fast evolving technology to enhance efficiency and reduce time spent on tedious tasks such as document upload, financial spreading, and more throughout the lending process.
Mass Configurability
Customize the platform to fit your institutions unique deal structures, workflows, and loan types, allowing you to enhance operational agility.
Digital Applications
Track application progress, automate approval workflows, and streamline documentation creation.
Pipeline & Portfolio Management
Monitor the progress of each deal in real-time, from origination through to closing and post-funding management.
Collaborative Workflows
Vine is designed to facilitate collaboration between borrowers, lenders, and all stakeholders. This allows for better relationship building and makes working together easier.
Document Upload & Management
Easily upload and extract data from documents to eliminate the need for manual data entry. All documents are securely centralized and stored directly in the platform and do not require them to be perfectly prepared.
Data Integrations
Third-party integrations are not required, but our platform allows you to integrate into a variety of services such as core banking systems, credit bureaus, and risk management services.
Benefits
Efficiency and Time Savings
Automated AI features like document reading and financial spreading drastically cut down manual data entry, expediting loan origination and enhancing overall efficiency.
Configuration and Adaptability
Financial institutions can tailor the platform to their specific needs, allowing for flexible loan workflows that accommodate various loan types and deal structures.
Collaboration and Transparency
The platform fosters collaboration among all stakeholders, including financiers, borrowers, underwriters, and more. Thus, improving the overall experience for everyone involved.
Advanced Technology Integration
Vine employs advanced technology, including AI, for precise document reading and financial spreading, enhancing efficiency and enabling data-driven decisions faster.
Seamless Integrations and Cloud Hosting
Hosting on AWS allows you to easily integrate with a variety of services, including core banking systems, credit bureaus, and risk management services, and more.
Quick Implementation and Cost Efficiency
We support quick and easy implementations and do not require additional purchases of third-party solutions. This eliminates the need for substantial upfront investments and ensures a swift start to enhanced lending operations.
Ready to Experience the Future of Commercial Lending?
The Future Starts Here. Elevate Lending With Vine.
